2003 Annual Report
Table of Contents
Letter From the Commissioner |
|
| i-iii | |
Montana's Workers' Compensation System |
|
| Declaration of Public Policy | 3 |
| Insurance - Who's Covered, Who's Not | 4 |
| Life of a Claim | 5-6 |
| Montana's Workers' Compensation System Administration | 7-8 |
| Montana Workers' Compensation Market | 9 |
| Significant Court Cases | 10 |
| Montana Supreme Court Decisions on Workers' Compenstation & Occupational Disease | 14 |
Claims Statistics |
|
| Comparison of Claims by Plan Type | 17 |
| Injured Worker Characteristics | 18 |
| Insurer Denial of Claims | 24 |
Benefits |
|
| Total Benefits | 27 |
| Settlement Dollars | 30 |
| Settlement Attorney Fees | 31 |
| Rehabilitation | 32 |
Dispute Resolution |
|
| Occupational Disease Evaluations | 35 |
| Mediation |
36 |
| Contested Case Hearings | 38 |
| Workers' Compensation Court | 39 |
Department Administered Programs |
|
| Organizational Charts | 43 |
| Regulatory Assessments | 44 |
| Subsequent Injury Fund | 45 |
| Uninsured Employers' Fund | 46 |
| Occupational Safety & Health | 48 |
| Independent Contractor Exemptions | 50 |
| Professional Employer Organizations | 52 |
Appendices |
|
| Definitions | 57 |
| Methodology | 63 |
| Data Sources | 64 |
| Future Annual Reports | 65 |
| Internet Site | 65 |
| Special Studies Available | 65 |
