2004 Annual Report
Table of Contents
Letter From the Commissioner |
|
Summary |
i |
Montana's Workers' Compensation System |
|
| Declaration of Public Policy | 3 |
| Insurance Coverage Requirements | 4 |
| Life of a Claim | 5 |
| Montana's Workers' Compensation System Administration | 7 |
| Montana Workers' Compensation Market | 9 |
Court Cases and Decisions |
|
| Significant Workers' Compensation Court Cases | 12 |
| Montana Supreme Court Decisions on Workers' Compenstation & Occupational Disease | 17 |
Claims Statistics |
|
| Comparison of Claims by Plan Type | 20 |
| Injured Worker Characteristics | 21 |
| Insurer Denial of Claims | 27 |
Benefits |
|
| Total Benefits | 30 |
| Benefit Report Data | 32 |
| Settlement Dollars | 39 |
| Settlement Attorney Fees | 40 |
| Rehabilitation | 41 |
Dispute Resolution |
|
| Occupational Disease Evaluations | 44 |
| Mediation |
45 |
| Contested Case Hearings | 47 |
| Workers' Compensation Court | 48 |
Department Administered Programs |
|
| Organizational Charts | 52 |
| Workers' Compensation Assessments as Expended | 53 |
| Subsequent Injury Fund | 54 |
| Uninsured Employers' Fund | 55 |
| Occupational Safety & Health | 57 |
| Independent Contractor Exemptions | 59 |
| Professional Employer Organizations | 60 |
Appendices |
|
| Definitions | 64 |
| Methodology | 69 |
| Data Sources | 70 |
| Future Annual Reports | 71 |
| Internet Site | 71 |
| Special Studies Available | 71 |
