2007 Annual Report
Table of Contents
CoverLetter From the Commissioner |
|
Summary |
|
Section 1: Labor-Management Advisory Council on Workers' Compensation |
|
| Labor-Management Advisory Council on Workers' Compensation | 3 |
| Section 2: Montana's Workers' Compensation System | |
| Declaration of Public Policy | 7 |
| Insurance Coverage Requirements | 8 |
| Life of a Claim | 9 |
| Workers' Compensation System Administration | 11 |
| Workers' Compensation Market | 13 |
| Section 3: Claims Statistics | |
| Comparison of Claims by Plan Type | 17 |
| Injured Worker Characteristics | 18 |
| Insurer Denial of Claims | 23 |
| Fatal Occupational Injuries - 2006 | 24 |
| Section 4: Benefits | |
| Total Benefits | 31 |
| Benefit Distribution | 34 |
| Settlement Dollars | 46 |
| Injured Worker Attorney Fees | 47 |
| Insurer Legal Expenses | 49 |
| Section 5: Dispute Resolution | |
| Occupational Disease Evaluations | 53 |
| Mediation | 54 |
| Contested Case Hearings | 56 |
| Workers' Compensation Court | 57 |
| Significant Workers' Compensation Court Cases | 59 |
| Supreme Court Decisions on Workers' Compensation and Occupational Disease | 70 |
| Section 6: Department Administered Programs | |
| Organizational Charts | 77 |
| Workers' Compensation Assessments as Expended | 79 |
| Subsequent Injury Fund | 80 |
| Uninsured Employers' Fund | 81 |
| Occupational Safety & Health | 83 |
| Independent Contractor Exemption Certificates | 85 |
| Professional Employer Organizations | 86 |
| Appendices | |
| Definitions | 91 |
| Methodology | 98 |
| Data Sources | 100 |
| Future Annual Reports | 101 |
| Internet Site | 101 |
| Special Studies Available | 101 |
